This can seem old-fashioned and quaint to some people. Some people even want to get rid of cash altogether, reasoning that every legitimate place of business should be able to afford a card reader and the banks' fees for using said card readers. And every legitimate person should be able to afford a debit card with an accredited bank.
This lie is nearly as dangerous as money itself. It places more power in the hands of the powerful, it pushes not having money closer to actually being a crime in itself, and it makes the economy even further removed from reality than it already is.
I believe something like 3% of all the money in existence has physical form. The rest is a shell game, a parlor trick, a soap bubble, a breath, a heartbeat in between the moment where we have our fun and the moment where our bill comes due. Someone, at some point in the future, will suffer for this imbalance; this koyaanisqatsi.
And I'm almost certain it won't be the banks.
Your humble critic's plugger status: Poor enough to use paper money almost every day.